How Can We Help? Search Life Insurance Basics Do I need addition coverage if I have life insurance coverage at work with a group policy? Should I buy insurance? What is the difference between critical illness and disability insurance? When do I not need life insurance? Show all articles ( 1 ) Collapse Articles Questions about Coverage Can I still get a policy if I’ve been declined in the past? Can sick people get coverage? Is there a rule of thumb for how much coverage I should get? What impacts the cost of insurance? Show all articles ( 1 ) Collapse Articles Questions about my Policy Can I change an existing insurance policy? How do you get paid? How much will an insurance policy cost? What is the process for my beneficiary? When should I review my coverage? Show all articles ( 2 ) Collapse Articles