Apply with ease
With our application that you can complete in minutes.
Easier. Simpler. Smarter.
Say goodbye to unnecessary paperwork.
Choose your coverage amount
Select the right amount of coverage for your family’s needs with our Online Calculator. Your coverage can be adjusted even after you’re approved.
Apply online
No more face-to-face meetings. We take care of your application 100% online. After you apply, we work to get you fast coverage.
Complete your medical exam (if needed)
Some policies require a medical exam, though many people don’t need one. If your policy needs an exam, we make it simple and free.
Start your coverage
Once the underwriters finalize your application, your policy is inforce. Dundas Life’s team of qualified professionals is always available to help you with any changes or future policy updates.
Get covered instantly
You can qualify for insurance within minutes of submitting your Dundas Life application. Find out what’s available for you today.
How is a claim and payout made?
If you pass away while your coverage is in force, your beneficiary can file a claim with the insurance carrier, and the carrier will work with them to issue the death benefit payout.
In the event that you pass away, the beneficiary of your policy can file a claim. Your insurance carrier then works with them to pay out your death benefit.
In the majority of cases, your beneficiary receives a tax-free, lump-sum payment equal to the value of your policy. This is called a death benefit. If you purchased $1.5 million in insurance coverage, they receive a $1.5 million payout tax-free.
In rare cases, a claim may not be paid out. These include misstatements, material mirepresentations of information in your application, and fraud. Claims may also be denied if the death is due to suicide. We recommend you refer to your policy and ask if you you have any specific questions about the details.
Time to get prepared
Our online application is easy, free, and doesn’t affect your credit score.
In order to complete your application, you’ll need the following information:
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- Social insurance number
- Driver license
- Personal & family medical history
- Information about any ongoing prescriptions
Who can apply?
All Canadians ages 18-65 can apply.
Is the application binding?
Your application is non-binding. It can be withdrawn without penalty at any point. Signing just confirms your submitted information is true and allows our underwriting to start the insuring process.
Need help getting coverage?
Find out how you can choose coverage that covers your needs.
Get started today
Our team of licensed agents is available to help with any questions you may have.